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CSI CSC2 Exam Syllabus Topics:
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CSI Canadian Securities Course Exam2 Sample Questions (Q138-Q143):
NEW QUESTION # 138
An advisor to explain the benefits of labour sponsored funds (LSVCC) to some of his clients.
With which client should the advisor have this discussion?
- A. Client 3
- B. Client 1
- C. Client 4
- D. Client 2
Answer: B
Explanation:
Labour Sponsored Venture Capital Corporations (LSVCCs), or labour-sponsored funds, are high-risk investments designed to stimulate job creation and economic growth. They provide tax benefits in the form of federal and, in some cases, provincial tax credits, making them attractive to investors in higher income brackets who are comfortable with the following:
* Increased portfolio risk
* Reduced liquidity due to long lockup periods
* High potential tax incentives
Analysis of Clients:
* Client 1:
* In their prime earning years and comfortable with higher risk and long lockup periods.
* Interested in tax benefits in the form of federal tax credits.
* Matches the profile of an ideal candidate for LSVCCs.
* Client 2:
* In early earning years and prioritizes liquidity over other factors.
* LSVCCs are unsuitable due to their lack of liquidity (e.g., lockup periods).
* Incorrect
* Client 3:
* Focused on investments with offsetting tax credits but insists on tax credits being carried forward.
* LSVCC tax credits cannot typically be carried forward, making them unsuitable.
* Incorrect
* Client 4:
* Stable income but sensitive to high fees.
* LSVCCs generally have high management fees, making them unsuitable.
* Incorrect
References to Canadian Securities Course Exam 2 Study Materials:
* Volume 2, Chapter 22 - Labour Sponsored Venture Capital Corporations
* Discusses LSVCCs, their tax advantages, high-risk nature, and reduced liquidity.
* Volume 2, Chapter 24 - Canadian Taxation
* Explains federal and provincial tax credits applicable to LSVCCs and their suitability for higher- income clients.
NEW QUESTION # 139
John is a wealthy investor who frequently travels internationally. Why would a non-managed fee-based account be unsuitable for a client like John?
- A. Higher trading fees due to the one-on-one client-advisor relationship
- B. Clients must approve all trades
- C. Frequent meetings with the advisor are required
- D. Lack of customization to client needs
Answer: B
NEW QUESTION # 140
Which macroeconomic factors would have a positive impact on investor expectations and the price of securities?
- A. Low levels of government debt and consumer indebtedness.
- B. A decrease in government spending with corresponding tax outs to individuals.
- C. Targeting certain sectors of the economy with monetary policy measures and tax breaks.
- D. Increased taxes on corporations with the goal of lower government debt.
Answer: A
Explanation:
Low levels of government and consumer indebtedness create a positive macroeconomic environment for investor expectations and securities prices. When debt levels are manageable, governments and consumers have greater financial flexibility, which can lead to increased economic activity and improved investor confidence.
* Why This Impacts Investor Expectations Positively:
* Low government debt allows for expansionary fiscal policies (e.g., increased spending or tax cuts) without significantly increasing borrowing costs.
* Low consumer debt supports higher disposable income, enabling more spending and investment.
* Both factors reduce the risk of higher interest rates, keeping borrowing costs low for businesses and individuals, which supports economic growth and, in turn, securities prices.
* Why Other Options Are Incorrect:
* A: Targeted monetary policies may benefit specific sectors but are not a universally positive factor for all securities.
* B: Increased taxes on corporations can reduce profitability and negatively impact investor expectations.
* D: A decrease in government spending with tax cuts could slow economic growth, negatively impacting securities prices.
:
CSC Volume 2, Chapter 13: Macroeconomic Factors and their impact on securities.
NEW QUESTION # 141
Which factors tends to increase when inflation increases?
- A. Corporation price-earnings multiples.
- B. Common share prices.
- C. Labour costs for manufactures.
- D. Corporate bond prices.
Answer: C
Explanation:
Inflation represents the overall rise in prices across the economy. As inflation increases, the costs of raw materials and wages typically rise. Labour costs for manufacturers increase because employees demand higher wages to compensate for the loss of purchasing power caused by inflation. Additionally, higher labour costs directly impact the profit margins of companies, particularly in manufacturing industries.
Other options are incorrect because:
* A. Price-earnings multiplestend to decrease as inflation rises due to reduced earnings growth expectations and higher discount rates.
* C. Common share pricesmay decline as inflation reduces consumer spending and corporate earnings.
* D. Corporate bond pricestend to fall as inflation erodes the fixed interest payments and leads to higher interest rates.
NEW QUESTION # 142
SK AI-Equity Mutual Fund reported a year-end NAVPS of $25.50, a beginning of the year NAVPS of
$21.50, and a dividend yield of 4.34%. What was the performance of the SK fund assuming reinvestment of all dividends and that no additions or withdrawals were made?
- A. 14.25%
- B. 18.60%
- C. 22.94%
- D. 15.69%
Answer: C
NEW QUESTION # 143
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